ROI Calculator

Calculate your Return on Investment and see a full profit breakdown.

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How it works

  • Initial Investment
    The total amount of money you put in — including purchase price, fees, and any additional costs.
  • Final Value
    The current or projected value of your investment after a period of time.
  • Time Period (optional)
    Enter a time period to calculate the annualized ROI — how much your investment grows per year on average.
  • Interpreting results
    A positive ROI means profit. A negative ROI means a loss. Higher is better — but always consider the time period and risk involved.

ROI Formula
ROI = (Final − Initial) ÷ Initial × 100
Expressed as a percentage

⚠️ Disclaimer
This calculator provides estimates only. Past returns do not guarantee future performance. Always consult a financial advisor before making investment decisions.

What is ROI?

Return on Investment (ROI) is a financial metric used to evaluate the efficiency or profitability of an investment. It measures the return relative to the cost of the investment. ROI is expressed as a percentage — the higher the ROI, the more profitable the investment relative to its cost. It is one of the most commonly used metrics in business and investing.

How to Calculate ROI

ROI is calculated by subtracting the initial investment from the final value, dividing by the initial investment, and multiplying by 100 to get a percentage. For example, if you invest $10,000 and it grows to $15,000, your ROI is ($15,000 − $10,000) ÷ $10,000 × 100 = 50%.

What is Annualized ROI?

Annualized ROI adjusts the total ROI to show the average return per year. This makes it easier to compare investments held for different time periods. For example, a 50% ROI over 5 years is less impressive than a 50% ROI over 1 year. The annualized ROI formula accounts for compounding to give a more accurate picture.

Frequently Asked Questions

What is a good ROI?

A good ROI depends on the type of investment and the time period. For stocks, an annual ROI of 7–10% is generally considered good based on historical market averages. For real estate, 8–12% annually is typical. Higher ROI often comes with higher risk.

Can ROI be negative?

Yes. A negative ROI means the investment lost value. For example, investing $10,000 and ending up with $8,000 gives an ROI of -20%. Negative ROI is a loss.

What is the difference between ROI and ROE?

ROI measures return relative to total investment cost. ROE (Return on Equity) measures return relative to shareholders' equity and is used specifically in corporate finance to assess how efficiently a company uses equity capital.

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